I was just woken up by a phone call offering me a platinum mastercard. With a $100,000 limit. What on earth would make someone think I'd be a good candiate for such a thing? Here are a few reasons why you shouldn't offer me a $100,000 credit card.
> I'm 20
> I'm still in school
> I'm about 30,000 in debt
> I'm renting
> My other two credit cards are maxed
> I have a serious shopping addiction


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